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global health news articles 2019

There are a lot of costs associated with health insurance. The ACA’s latest open enrollment season began last November and wraps up this month , requiring all members of a plan under the act to reassess their coverage. Many saw a very substantial increase in premiums.  mylifescoop Why? Health plans underestimated the degree to which this newly insured population would utilize medical services. There may have been pent-up demand for health care from previously uninsured members and likely adverse selection (sicker-than-average members). Approximately 85{556dae1e865ad4cb1aff81550537a4c07ba73ce20e0d02df2b728475a26ac49a} of members enrolled under the act receive premium subsidies, and the tax penalty for not enrolling is very modest compared to the cost of coverage, which means healthy affluent consumers believe they can save money by not enrolling, … Read the rest

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